Lender Services

Flexible Lender Services Tailored to Meet Your Financial Goals

At One Stop Shop in Florida, we understand that every client has unique financial goals and needs. Our lender services are designed to provide customized solutions, from a wide variety of loan products to a streamlined application process, to help you achieve your ambitions with ease and confidence. We’d love to hear from you!

(561) 512-1525

Loan Products to Meet Every Need

Whether you’re a first-time homebuyer, an entrepreneur, or an investor, our diverse loan offerings provide the flexibility and financial backing you need. Our loan products include:

  • Residential Loans – Purchase your dream home or refinance an existing mortgage with competitive terms.
  • Commercial Lending – Finance commercial real estate projects with options tailored for business owners and investors.
  • Investment Loans (DSCR) – Our DSCR loans are ideal for those looking to fund rental property purchases.
  • 100% Loan-to-Value (LTV) Options: - On VA loan, DPA programs, Etc.
  • Reverse Mortgages – A solution for those looking to access equity without selling their property, ideal for clients nearing retirement age.
  • Down Payment Assistance Programs – Financing assistance for qualifying buyers to minimize or cover down payment requirements.
  • HELOC (Home Equity Line of Credit) – Flexible, revolving credit based on your home’s equity to cover expenses as they arise.
  • Second Mortgages – Use the equity in your home to access additional funds while retaining your primary mortgage.
  • Bank Statement Loans – An option for self-employed or 1099 contractors who may not have traditional W-2 forms but can demonstrate income stability.
  • Foreign National Loans – Financing designed specifically for international clients purchasing property in the United States.
  • No-Doc & Hard Money Loans – Fast, efficient funding for clients without traditional income documentation.
  • Quick Closing Loans – Close quickly on properties with minimal delay, helping you seize opportunities as they arise.
  • Non-QM (Qualified Mortgage) Loans – Lending options for clients with unique financial circumstances who may not meet conventional loan criteria.
  • Construction Loans (With No Reserve Requirements) – For builders with extensive experience (30+ homes), we offer financing without the need for reserve funds; property must meet approval requirements.

Our Simple Loan Application Process

At One Stop Shop, we believe in simplifying the journey to securing a loan. Here’s our approach:

1. Initial Assessment –

We start with a credit and income review to understand your financial standing.

2. Financial Profile –

Based on the initial assessment, we check your tax status and available cash, giving us insight into loan eligibility and options.

3. Customized Solutions –

From pre-approval to final approval, we work closely with you, offering guidance and transparent updates along the way.

Our streamlined process allows us to help you reach your goals efficiently and smoothly, with quick turnaround times to support your immediate and future needs.

Financial Pre-Approval and Pre-Qualification Support

While we don’t provide official financial advisory services, our team is here 24/7 to help you navigate pre-approval and pre-qualification, equipping you with a strong foundation for securing the right loan. Our expert guidance ensures you’re well-prepared for the application process so you can make confident decisions about your finances.

Meet Our Lending Expert

Donovan Harrison

As a dedicated loan officer serving in South and Central Florida, I’m passionate about helping families navigate the mortgage process with ease. My mission is to take the stress out of securing a loan by providing comprehensive education and support and empowering buyers to make informed decisions. I genuinely enjoy my work and take pride in witnessing families achieve their American dream of home ownership. Whether you’re a first-time home buyer, looking to refinance, or just to invest, I am here to guide you every step of the way. Let’s make your dream a reality together.

Learn More About Our Expert

Contact Us for Tailored Lending Solutions

Ready to take the next step? Fill out the form below to discuss your loan options with our experts!

With One Stop Shop, you can count on a seamless loan process and tailored support for your financial goals. Reach out today, and let’s start planning for your future together!

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